Introduction
Introduction to credit and why it can make you successful
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Financial disclaimer
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1. A Two-Minute History Lesson on Credit
Determining how likely you are to pay back your debts
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2. Why Credit Equals Leverage
An example of how credit can build the economy
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Net profit and the law of infinite returns
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The formula for return on investment and how it works
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3. Three Types of Credit
Revolving credit and its functionality
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Ongoing credit and how it contributes to your financial life
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Using installment loans and acting on its payment schedule
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Raising awareness on what debit cards actually are
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4. Why Credit Is Important
Buying or renting a home with your credit
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How credit can impact your way to stay connected with others
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Having good credit as it pertains to buying a car and your future
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5. Seven Factors That Affect Your Credit Score
The importance of your payment history
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Amounts owed and how that factors into your credit
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Making small purchases and paying them off completely and immediately
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Length of credit history and new credit
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Types of credit used and how they factor into your spending
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Tax liens and bankruptcy and how to avoid them
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6. How to Boost Your Credit Score
Getting a secured credit card and spending responsibly
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Why growing your credit is important for making larger purchases
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Conclusion
Finding a mentor, coach, and underwriter to help you through your credit
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Actionable steps to staying on top of your credit score
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Educate yourself on how you can use credit most effectively
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